Introducing The New Work Order

Vital Signing, Inc.®’s IT team has worked around the clock to bring our notaries a work order that is clean and easy to navigate.

The new format renders the work order into an interactive index through which notaries can access different parts of the work order, including special instructions for the signing, associated documents that are often executed incorrectly for the client, the BCND, and more!

By clicking on any link in the e-mail, you will immediately access that part of the work order. Once there, a helpful navigation bar under the company logo allows you to browse the rest of the work order without having to go back to the e-mail.

Having the work order divided into sections like this makes it far more accessible when you’re looking for something specific, like instructions or the BCND. And each page also features a print-ready option for easy printing for the notary on the go.

If, for some reason, the links do not work on your work order, please contact us at (951) 343-3131. The old orders are still available: if you would prefer to receive those, please let us know.

For all other comments, disses, suggestions about the work orders, hit up our forum and take our survey!

The Shape-Shifting 1003

The Uniform Residential Loan Application (URLA) form was revised in July of 2005. Many started to use the revised form immediately, but it won’t be until July of this year that the revision will completely replace the old 01/04 revision. This new version, which has otherwise seen no change in terms of data content, now requires the borrower to also sign at the top of the first page.

The revision and subsequent transition have made it a little confusing for notaries to properly execute this form.


To view the larger version, click on the thumbnail.

However, keep in mind that mortgagees may adjust the URLA formatting as they see fit in order to make the document easier to understand and fill out, or to reduce the number of pages:


To view the larger version, click on the thumbnail.

Because the document may vary, studying the form before the signing can be extremely helpful. As always, look over the form after a signing to ensure it has been filled out accordingly after the signing.

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Another concern that has arisen with the form is the variety of different instructions being given to signing agents regarding whether the co-borrower should sign the 1003. As displayed in the image, the form requires the signature of the co-borrower if he or she is applying for joint credit. However, some lenders and signing companies are asking notaries to have the co-borrower sign regardless.

To avoid confusion when dealing with this, a signing agent should contact Quality Control and advise in regard to the situation. Letting QC know that the 1003 does not apply to the co-borrower and that they will not be signing gives QC an opportunity to contact the lender to verify their specifications. It also helps during the fax-back review because it confirms that the co-borrower’s signature was not carelessly overlooked during the signing.